Article 1 (Application)

These Terms of Service (these "Terms") set forth the terms and conditions for the use of the services (the "Services") provided by STEM CELL BANK Inc. (the "Company").

Article 2 (Prohibited Matters)

Users shall not engage in the following acts when using the Services.

• Acts that violate laws or public order and morals
• Acts related to criminal acts
• Acts that destroy or interfere with the functions of our servers or networks

Article 3 (Suspension of Provision of the Services, etc.)

The Company may suspend or interrupt the provision of all or part of the Services without prior notice to the User if it determines that any of the following events has occurred.

Article 4 (Disclaimer)

The Company's liability for default shall be exempted if it is not due to the Company's intentional or gross negligence.

Article 5 (Changes to the Terms)

The Company may change these Terms at any time without notifying the User if it deems it necessary.